Last Updated: 31/07/2023

Below contains details on the data policies we hold at BSL Financial Services (“we,” “us,” or “our”). This Privacy Policy outlines how we collect, use, disclose, and protect your personal data as a visitor or applicant on our website. We are committed to ensuring the security and confidentiality of your information and comply with the General Data Protection Regulation (GDPR) and Financial Conduct Authority (FCA) compliance regulations. By accessing our website and using our services, you agree to the terms outlined in this Privacy Policy.

Personal Data We Collect

1.1 When you use our website or engage with our services, we may collect various types of personal data necessary for processing your mortgage or bridging finance application. The data we collect may include but is not limited to:

• Your full name, contact information, and address
• Date of birth and nationality
• Financial and income details, including employment status
• Residential history and address verification
• Information related to the type of property you wish to purchase

How We Use Your Personal Data

2.1 We use the information you provide to process your mortgage or bridging finance application efficiently and effectively. The specific purposes for which we collect your data include:

• Assessing your eligibility for mortgage or bridging finance products
• Providing personalized financial advice and recommendations
• Verifying your identity and conducting necessary due diligence
• Complying with regulatory and legal obligations, including anti-money laundering (AML) checks
• Improving our website’s user experience and service offerings

Data Security and Sharing

3.1 We take data security seriously and have implemented technical and organizational measures to protect your personal data from unauthorized access, loss, or misuse. Your information is treated with utmost confidentiality and is shared only with authorized personnel involved in the application process.

3.2 We may share your data with relevant third-party entities, including but not limited to lenders, credit reference agencies, solicitors, and surveyors, as required to process your application. These third parties are also bound by strict confidentiality and data protection standards.

Data Retention

4.1 We will retain your personal data for as long as necessary to fulfill the purposes outlined in this Privacy Policy, as required by law, or as otherwise communicated to you. After this period, we will securely dispose of or anonymize your data.

Your Data Protection Rights

5.1 You have certain rights regarding your personal data, including:

• The right to access and obtain a copy of your data held by us
• The right to request rectification of any inaccuracies in your data
• The right to erasure of your data under certain circumstances
• The right to restrict the processing of your data in specific situations
• The right to data portability, allowing you to receive your data in a structured, commonly used, and machine-readable format
• The right to object to the processing of your data

5.2 To exercise any of these rights or if you have concerns about how your data is processed, please contact us using the information provided in section 7 below.

Cookies and Tracking Technologies

6.1 We use cookies and similar tracking technologies to enhance your browsing experience on our website. You can manage your cookie preferences by adjusting your browser settings. For more information on how we use cookies, please review our Cookie Policy.

Contact Us

7.1 If you have any questions, concerns, or requests regarding this Privacy Policy or the processing of your personal data, please contact us at:

BSL Financial Services Email: [Your Email Address] Phone: [Your Phone Number]

Changes to this Privacy Policy

8.1 We reserve the right to update or modify this Privacy Policy at any time to reflect changes in our practices or for legal, regulatory, or operational reasons. We will post any updates to this Privacy Policy on our website and revise the effective date accordingly. We recommend reviewing this Privacy Policy periodically to stay informed about how we protect your personal data.

By using our website and engaging with our services, you acknowledge that you have read and understood this Privacy Policy.